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Defensive Bond Ladder+

Public

Bond and cash ETFs laddered across maturities, held at fixed weights and rebalanced twice a year. The sleepy end of the spectrum — on purpose.

3 modelsFixed AllocationRebalance every 6 mo

Up to date · as of 19 Jul 202616 yrs · since 2010

Backtest

StrategyS&P 500 (benchmark)

201020132016201920222026

Drawdownmin −8.4%

Final value

$16,700

from $10,000 invested

CAGR

+3.2%

vs +9.8% benchmark

Max drawdown

−8.4%

vs −34% benchmark

Sharpe ratio

0.58

volatility 4.9% · 16 yrs

Simulation 2010-01 → 2026-07 · costs included at every rebalanceBacktests show what would have happened — not what will.

Every rule visible

The whole strategy, in the open.

A strategy is a portfolio of models. The rules at both levels are the ones the backtest above runs on.

Defensive Bond Ladder+Rebalance every 1 mo

Open in the app

Allocation across modelsFixed Allocation

Short-Term Bonds

40%

Interm. Bonds

40%

Cash

20%

Short-Term Bonds

Model · 40% of the portfolio

1 instrumentEqual Weights

Interm. Bonds

Model · 40% of the portfolio

1 instrumentEqual Weights

Cash

Model · 20% of the portfolio

1 instrumentEqual Weights

Copy this strategy into your account and change any rule. Free to start — no credit card.

Fincanva provides no financial advice. Backtests show what would have happened — not what will.